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FAQS

What is a risk purchasing group?
Risk Purchasing Groups (RPG) were established by Congress, as part of the Risk Retention Act of 1986. The Act makes it easier and more affordable for insurance buyers with common insurance exposures, such as fire sprinkler contractors, to purchase general liability insurance.

 

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What is the Fire Sprinkler RPG, Inc?The Fire Sprinkler RPG, Inc. provides insurance for fire sprinkler contractors to cover their day to day operations including design, fabrication, installation, service, repair, testing and inspections of water-based fire protection systems. It is a collective buying force with the aim of offering it’s member’s access to competitive insurance premiums, cost stability, broader insurance coverage, and more importantly loss prevention resources and training opportunities that can enhance our members’ risk management efforts.

What does that mean for me?
As a member, along with other “qualifying” sprinkler contractors, you enjoy the collective buying power of the Group.

How is the RPG different from the insurance I have now? 
The RPG can provide services not contemplated by traditional insurers.  The RelMark Group  employs the services of loss control, claim and underwriting personnel that are 100% dedicated to  servicing sprinkler contractors and who are advocates for the membership.  The Group represents your interest with the Insurance Company and related sprinkler industry matters.

What are the eligibility requirements?
Membership is open to contractors who are engaged in the design, fabrication, installation, service, repair, testing and inspection of fire protection systems.  Members must employ practices that assure quality installation that are consistent with industry standards.  

How can I become a member of the Fire Sprinkler RPG?
Contact us, your current insurance agent, or any agent of your choice, to confirm eligibility and assist you though the process.

Do I have to be a member to buy insurance through the group? Yes. The services provided through the group are broader than those contemplated in a traditional insurance plan and they are supported though your membership.

Is there a Membership fee?
Yes. Your membership fee is used by the Fire Sprinkler RPG team to stay active within the industry, investigate and share potential loss producing exposures, advocate on your behalf with the insurance companies, and continue to supply new resource tool for our members.  In addition, the fee covers the cost of maintaining the active registration of the RPG.

The annual fee is due and payable with the initial billing of your insurance policy and is based on your  annual revenue.  The fee is $750.00 for contractors with sales less than $3million and $1,500.00 for those with sales that are greater. 

Have additional questions? Contact Ray Rittersbach for more information.

 

RelMark Group, 961 Pottstown Pike, Chester Springs, PA 19425
(800) 874-5880 • (610) 321-1010• FAX (610) 321-1011

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