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Request for Certificate of Insurance
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Language to Avoid in Business Contracts
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Do Not Take on More Liability Than You Are Paid to Accept

 A $12,000,000 loss from inspection work can teach us all a lesson. 
The moral of this claims story is "Do not take on more liability than you are paid to accept."  For some experienced contractors they already have their own version of this story. Here's what happened.  One of our contractors performed annual inspections at a shopping center.  He had been doing so for years.  The strip plaza was sprinklered, but the exterior overhang was not protected by sprinklers.   The contractor used industry standard inspection reports, but on several occasions, the inspector made notes MORE>>>

Building owner insists CPVC system be charged before curing? Get a release!

RelMark Group directs their contractors to follow a minimum cure time of 24 hours for all CPVC work.  But what if the AHJ, building owner, or other responsible party insists a system be charged with water before the appropriate cure times can be met? Should your standard operating procedures be thrown out the window?  MORE>>>

A common cause of loss for dry systems is trapped water in piping

The number of claims involving dry systems on the increase.  A common cause of loss for dry systems is trapped water in piping.  Either the trapped water freezes, resulting in cracked pipes, or the water creates an oxygen-enriched environment for internal pipe corrosion.  MORE>>>

Inadequate cure time generates $550,000 loss claim

What happened?  Our contractor was hired to add two sprinklers to an existing system. The location was a small storage room on an upper floor of a residential condominium.  A simple job; or so the contractor thought.  The fitter made a cut into MORE>>>